Wouldn’t you be taxed on dividends based on where you’re a tax resident? I.e. if you’re a Singaporean tax resident and not a US citizen, you pay taxed based on their tax law. Sign a W8-BEN form to avoid 30% US tax withholding and you are safe. US citizens are screwed anyway because they pay US taxes wherever they are.
hi…can I ask a qns abt the US listed QQQI. it offers a yield of ard 14% pa …with a 30% tax witheld it shld still come up to 9%. comparing this to the STI ETF which offers 4+%…doesnt it still offer better return? not sure if i am getting this wrong
Knowing his own risk appetite is important for an investor. The feeling of losing own capital is lousy. Hence selecting individual stocks is an option few will choose. Studies show majority of retail investors return don’t beat the market. ETFs are safer choices. That said I know of some people who have done very well by taking the less trodden path. They rode on the ai gravy train. Heavy concentration in a handful of stocks. Capital growth of 33% in the past year.
SG long term expat here, 5 years from retirement and planning to live here for life. What would you change with your allocation (probably ignoring the impending doom/chaos to simplify things)?
Hi I'm new and would like to learn investing. Can anybody teach me on this as not very sure how to use the moomoo or longbridge to buy ETF or Index. Need some advise.
If the bulk of the allocation is in USD, how does one get the best rates to convert to USD (i.e., are brokerage exchange rate good?) and how do you minimise forex risk (i.e., SGD appreciate against USD)?
if i have 80k in cash that i do not want to risk but i want to earn passive interest from this 80k base, where should i park it at for maximum performance?
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How would you invest these different amounts? Let me know here! 👇
Wouldn’t you be taxed on dividends based on where you’re a tax resident? I.e. if you’re a Singaporean tax resident and not a US citizen, you pay taxed based on their tax law. Sign a W8-BEN form to avoid 30% US tax withholding and you are safe. US citizens are screwed anyway because they pay US taxes wherever they are.
What would you suggest in terms of portfolio allocation for people in their 60s ?
Any difference from $100k portfolio if it is $500k or $1M? Thanks.
Can you explain QQQI, will ROC distribution be taxed in US as we invest in sg?
Dont forget to allocating 1% of ur income into TOTO… This is the original Singaporean way.
Tt bell sound is irritating! I can't hear ur words everytime it goes off !
what are realistic expections of the net yield from the investments? What have they generated historically?
For sti etf, we just use normal broker? No need link to cdp account?
Now vwrais 168.92 can I still invest?
just invest in VRWA..
hi…can I ask a qns abt the US listed QQQI. it offers a yield of ard 14% pa …with a 30% tax witheld it shld still come up to 9%. comparing this to the STI ETF which offers 4+%…doesnt it still offer better return? not sure if i am getting this wrong
Any suggestion on non global ETF which can be invested via SRS a/c?
Knowing his own risk appetite is important for an investor. The feeling of losing own capital is lousy. Hence selecting individual stocks is an option few will choose. Studies show majority of retail investors return don’t beat the market. ETFs are safer choices. That said I know of some people who have done very well by taking the less trodden path. They rode on the ai gravy train. Heavy concentration in a handful of stocks. Capital growth of 33% in the past year.
Can you please provide guidance on generating a passive retirement income of 10K a month in SGD?
SG long term expat here, 5 years from retirement and planning to live here for life. What would you change with your allocation (probably ignoring the impending doom/chaos to simplify things)?
Hi I'm new and would like to learn investing. Can anybody teach me on this as not very sure how to use the moomoo or longbridge to buy ETF or Index. Need some advise.
If the bulk of the allocation is in USD, how does one get the best rates to convert to USD (i.e., are brokerage exchange rate good?) and how do you minimise forex risk (i.e., SGD appreciate against USD)?
Also are all these suggestions executable on Ibkr ?
Your voice is kind of sound and ur sound effect is loud. Need to adjust abit.
if i have 80k in cash that i do not want to risk but i want to earn passive interest from this 80k base, where should i park it at for maximum performance?
1K = DCA to STI ETF
10K = 70% Global UCIT ETF, 20% STI ETF + 10% SSB
100k = 70% Global Weighted UCIT ETF, 10% STI ETF + 10% REITs ETF + 5% China Tech ETF + 5% Gold ETF
love the really clean explanation
Enjoy the content
For gold, GLDM is cheaper than IGLN at only 0.1% compared to 0.12%
Thanks for such an informative breakdown. Very timely for me. Great portfolio, but I'd g for IAUM for gold. it has a cheaper expense ratio.
How about money market fund like Lion Global SGD money market fund for short-term (2years) investment?
How about allocation to Nasdaq?
Thank you, that was very informative. What would you recommend as a safe portfolio allocation for a person close to retirement? Like 3 to 5 years