What happened?
With the cost of living climbing year after year, relying only on a single income source through our day jobs may not be enough to achieve our financial goals. Knowing this, like many investors, I began exploring ways to build a stable passive income stream. The idea is simple: complement my salary, grow my wealth steadily, and eventually create a reliable income source for retirement. Passive income can take many forms, such as dividends from stocks, coupons from bonds, or distribution yields from ETFs and funds. Recently, I’ve been exploring more Singapore dollar (SGD)-denominated investments to avoid currency risk and eliminate one layer of uncertainty from my financial planning. Singapore-focused investments not only align with my spending and liabilities, but they also offer practical,…
