If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing of the past, SSB may still be an attractive option given the continuous decline in interest rates offered by bank accounts. If you are not familiar with Singapore Savings Bond (SSB), it is a Singapore government-backed safe investment, with step-up interest rates and flexible redemption options. SSB provides a low-risk avenue for building a robust income stream under my Kueh Lapis Investment Framework. You can check out our Complete Guide to Singapore Savings Bonds (SSB).
This Month’s Bond
The latest issuance of the Singapore Savings Bond (SSB) SBSEP25 offers a 10-year average return of 2.11% per year. You can apply for the latest SSB before the closing on 26 August 2025.
