Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your …
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Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your …
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44 comments
Do you like these types of convos? If so please hit the like button on the vid – that’s the best way to vote for more like this ❤ also, would be doing me a big favour if you could subscribe – its free 🙏🏾🥲appreciate you – SB!
Need to go back to 0% of life chasing money creating evil 😢
What a great conversation. Totally love the way insight on decision making and when to change.
These concepts are key. Everyone should have this information and apply them. Investing is like growing a garden. The more you feed it and care for it, the havest will come. I find it crazy that after all the education we get by default person finance is not really well covered. Folks have to take the initiative ro want to learn it and apply it.
I don't believe people should worry too much about saving and investing. I agree that people need to invest and not just save. There are plenty of options for investing if you don't know where to start. But don't feel like you have to hit a target amount by a certain age. Life is too short. You could pass away before you reach 40. Do what you enjoy. I'm speaking from experience of seeing my Mum pass away in her late 30s.
Huge thanks to Steven and Nischa Shah for such an incredibly valuable conversation! 🌟 Nischa’s insights on financial rules and the concept of a 'Peace of Mind fund' truly shifted my perspective on money. It’s not just about dry numbers; the way she inspires freedom and intentional living is deeply moving. Thank you for consistently bringing such high-quality guests and life-changing lessons to this channel. I'm looking forward to more amazing content from the team! ✨💎🚀
Love everyone of these financial "influencers" and podcast hosts coming out now saying not to buy a house lmao. Shoulda told people that in 2020.
“People who performed best were dead people.” 😹💀
Excelente 👌 👌 👌
most powerful leaver in investing is time…SO true
Paying a landlord or paying a bank in interest, both are shit options.
I have so much respect for you Nisha. Especially after this video.
This right here is why I love your channel! She is real, she is helping, she is. AMAZING! Thank you!❤
I’ve just discovered Nisha , after several years of ill health , not being able to work I have felt a little of track. However, her advice and approach makes me feel empowered. Thank you
It's basically Dave Ramsey
Nowadays mortgage monthly installment is similar to rent . On top of that the interest is tax deductible on the mortgage. On top if u die then life insurance mortgage is paid and your family has somewhere to live and debt free . And u dont have tο worrry about that ahole landlord whocan just evict u any moment . U keep saying buy the sp500 as if it is a religion dogma that gurantees u 10 % each year . No there is no guarantee . And if all goes south then u have neitehr a houss nor wealth .
⚘⚘❤🕴
🔥🔥🔥👍👍👍❤❤❤
Here in US, depending who you work for but hard to find a company that will give you good retirement match. In my opinion.
So why is it titled 65/25/10 rule when she says 65/20/15? Am I the only one that noticed?
Lamborghini for $10,000 ? Lol. Then he said lease it
Buying a house forces you to invest in property.If you don’t buy a house it is too easy to blow the money on rent and having holidays.
Your podcasts are brilliant. Proper enjoy them. You ask questions in all the right places. Thank you!
What this lady teaches is just BASIC FINANCIAL common sense, which I’m afraid the MAJORITY of people won’t learn 🤔
95% great great advice. Excellent speaker. Enjoyed that actually.
I always find it funny that successful women always want separate finances. Unsuccessful women never want it. Absolutely you should share finances. You share. Once a week you sit down with your partner and you go through everything, you talk about your dreams and goals. Everything is shared, passwords etc. everyone has access the everything all the time. Period
Not being funny but will the idea or social contract of pensions even exist by the time someone in their 20s retires?? Hard to have faith in a world changing so rapidly e.g AI.
Saving the difference is only valid if there is a difference in price. People renting now pay more than what I pay on mortgage.
Hej Steven bardzo dobry podcast , słucham go trzy razy . Dale jestem fanem twoim i słuchaczem twoich super gości Nischa jest fajna 😉 Tez miałem łzy w oczach jak mówiła o swoim tacie. Miłość , rodzina i spokój to moje serce i moja dusza. Pozdrawiam Marcin z Polski
Hey Nisha – I’m often finding my set up and execution of building a savings/emergency fund is in place but perhaps to aggressive in practice – I feel I’m struggling with realistic numbers verses militant/idealistist numbers (which is what keeps tripping me up) any suggestions on how to best assess what percentage of my weekly income can comfortably go into my emergency and savings funds so to avoid the yo-yo consistency
Time in the market beats Timing the market.
Invest 10-18y. Compound 45 years (no further investment). Millions
Index Funds Growth, S and P… Better Than most managers.
Compounding is the eighth wonder of the world💰🌎⚡️ (Einstein, Charlie Munger..)
I'm cheap and I'm fine with that.
❤ Danke
Why compare a real estate for own use and investment in index funds? Please compare investment in realestate that generates income with index funds.
never thought saving could be a trap
def gonna try this 652510 rule
quais livros ela recomendou de educação financeira mesmo? só lembro do homem mais rico da babilônia, Qual o outro?
The way you frame wealth-building as boring consistency is comforting. Grassfeld’s monthly trend view makes boring progress easier to trust.
this makes so much sense now
i never thought about it like this 😮
i never thought about it like this 😮