In August 2025, my net worth hits a S$1.95 million breakthrough driven by record highs in my stock markets investments and consistent CPF/salary savings. Net Worth Breakdown: Safe Heavens (62%) CPF (34.7%): CPF constitutes the bulk of my net worth and foundation of my retirement savings. It is a low hanging fruit tree that we should not ignore. Cash and war chest (17%): Liquid reserves strategically stashed in fixed deposits and Fullerton cash funds earning around 2.0% p.a. provide me some peace of mind and security for unexpected expenses or investment opportunities. Bonds (9.7%): A balanced portfolio of low-risk Singapore Savings Bonds and Astrea Bond ensures stability and provides steady source of passive income. I was allotted $11k of Astrea 9 PE Class A-1 bond early this month to bring my bond allocation to closer to 10% of my net worth. Retirement Savings (16%) SRS (11.5%): A tax-deferred savings account holding a supplementary…
