Milwaukee, Wisconsin-based Fiserv, Inc. (FI) provides payments and fintech services. It operates through Merchant Acceptance, Financial Technology, and Payments and Network segments. With a market cap of $72.4 billion, Fiserv’s operations span the Americas, Europe, the Middle East, Africa, and the Indo-Pacific.
The fintech giant has substantially underperformed the broader market over the past year. Fiserv stock prices have plunged 35.1% on a YTD basis and 16.8% over the past year, lagging behind the S&P 500 Index’s ($SPX) rally of 8.6% in 2025 and 20.1% over the past 52 weeks.
Narrowing the focus, Fiserv has also underperformed the industry-focused Global X FinTech ETF’s (FINX) 4.9% uptick in 2025 and 30.2% surge over the past 52-week period.
In just the past month, FI stock has declined almost 22%. In Q2 2025, driven by the growth in product sales and processing & service revenues, the company’s overall topline for the quarter increased by a healthy 8% year-over-year to $5.5 billion, missing the Street estimates by a tiny margin. Meanwhile, driven by solid margin expansion, its adjusted EPS surged approximately 16% year-over-year to $2.47, surpassing the consensus estimates by 2.5%.
During the first half of 2025, Fiserv has maintained an organic revenue growth of around 8%. However, the company has narrowed its full-year organic revenue growth guidance downwards, reducing its guidance to 10%, down from the prior range of 10% to 12%. This made investors jittery and led to its stock prices plunging 13.9% in a single trading session, following the earnings release.
For the full fiscal 2025, ending in December, analysts expect FI to deliver an adjusted EPS of $10.22, up 16.1% year-over-year. Further, the company has a solid earnings surprise history. It has surpassed the Street’s bottom-line estimates in each of the past four quarters.
The stock has a consensus “Strong Buy” rating overall. Of the 36 analysts covering the stock, opinions include 27 “Strong Buys,” four “Moderate Buys,” four “Holds,” and one “Strong Sell” rating.
This configuration is slightly more optimistic than a month ago, when two analysts gave “Strong Sell” recommendations.
