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43 comments
After tax, he loses over 50 percent?? Math is not strong with this one.
The difference is Caleb can probably afford. Spend your money how you want AS LONG AS YOU CAN AFFORD IT.
Caleb showing why punctuation is important even while speaking!
Everythiiiiiiiiiiiiiiiiiiinnnnnnnggg
Everythiiiiiiiiiiiiiiiiiiinnnnnnnggg
Ha 💸 Ha 💸 Ha 💸 Ha 💸 Ha 💸 Ha 💸 Ha 💸 Ha 💸
Respect Caleb put himself under the same scrutiny as others.
Who’s gonna audit the auditors??? Ohhh, these guys
Dude in the yellow is an absolute clown
Can't stand this dude's nasally voice
Guys we’re a franchise I’m sorry, and I guarantee you it was no more than 15% stacked on a 5%
Guys we’re a franchise I’m sorry, and I guarantee you it was no more than 15% stacked on a 5%
This guy is terrible at math. 4.5% interest net of taxes is never going to be 1.8%, even at the highest bracket.
Graham irritates me
Id like to understand more about the tax on savings intrest.
Id like to understand more about the tax on savings intrest.
That wording 🤣🤣 Caleb ffs
I guess we won't mention that when Ashley gives you that 0% they double the price of the furniture itself
Am I insane or is that background noise the opening to a deadmau5 song
Caleb deserves at least one, "YOU'RE FINANCING FURNITURE AND DON'T HAVE A REAL JOB. YOU JUST TALK ON YOUTUBE!"
(Even though I know he can afford it)
This dave ramsy wanna be reminds me of a shill ….nothin but a shill
instead of paying 15k up front, if you can get 0% loan, do it. you're paying it off with cheaper, inflated money, and can invest the 15k. win win. theres no point not to, unless you fkkk up and miss a payment.
What's best high interest savings account amercia rate on £100m
Trying to sound intellectual, by saying I "invested" the money that would otherwise been used to pay for the furniture… As if 0% interest is really 0%… 😂 As if 15k invested for 3 months has an actual impact after broker fees…
is a 0% interest debt? if it is… is still 1.8% or better yet 2.25% higher than 0% if he had paid in full.
Definitely though Caleb brought his friends mom to the sofa.
For those commenting on the APY%, they may be talking more along the lines of effective ROI if it was a short time hold. EG 4.5% at 6 months is more like 2.25% effective. Then 1.8% after tax would make tax 20%, more realistic.
Hahahha bro has random ass debt in consumer goods. Isnt that like his #1 critique of most guests?
Also he’s way way more successful than I am, so I cannot rightfully judge. Just an observation.
Macys card is something like 23-25% intrest!! It’s rediculous…..unless you plan on paying it off right after purchases.
50% off my friends mum still leaves her overweight
If you have your sh!+ together this is absolutely how to manage finances. Zero ercent credit wherever you can get it set to ay off before interest hits. Invest that. Keep a decent enough cash flow to handle it in case things go bad with income. Like 3,6,12 month treasuries so if business goes bad in a few months you have that income. If all is good roll it over
Guys say I know while talking Caleb down.
I hate Graham
I love how this entire interview has everyone shitting on yellow shirt guy. He's always been a tool.
Why does that guy look like Doug Funny?
My brother in-law works for a very upscale furniture store that sadly also sells Ashley. He said he would rather lose his job than sell anyone he knows Ashley Furniture. He said it is the most cheaply overproduced furniture ever. He said that you have better luck buying furniture off of Temu.
Graham the financial idiot. 😂
We learn from our mistakes.
50% taxes on his interest?
Need to start doing u.c.c documents lol.
Why is it ever accepted that taxation known to normal folk as THEFT is basically 80% of wealth 😅? God the founders killed the people who were stealing 3% of their tea sales 😅
Caleb!!!?!!!!!!! You are a hypocrite
Graham is a tool. So many bad takes in this audit. The rent/own debate one really blew me away. This is no a man anyone should be taking financial advice from.
I perform arbitrage every day. All over the place. Money is constantly earning money. Add it up over 50 years of adulthood and 15 years of retirement. It isn't a small amount of money after compounding.