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Earn up to 12% p.a. with Longbridge cash boost pomotion
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Financially free at 36, she’s now designing life for her own definition of success: Money Diaries #7

  • July 18, 2025
  • Roubens Andy King
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In this week’s Money Diaries, we speak to Jalyn Cai. Jalyn is 36 this year, and was formerly part of the design leadership team in a consultancy. Currently, she is on sabbatical—in what she describes as her ‘post-job era’—and still figuring out how to best describe the life stage she is in. She doesn’t draw a salary, and is fact drawing down on her existing portfolio.  Jalyn also writes about living by design, not by default at By Design, breaks it down into systems with The Full Stack, and helps others untangle their money lives with The Money Layer.

How would you describe the life stage you are in at the moment?

The RE stage of FIRE, after 15 years in the corporate world, though “retire” still makes me cringe (it conjures images of golf clubs and early dinners, and here I’m just trying to figure out what to eat for breakfast). I’m…

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