You don’t have to wait until your 60s to enjoy more time for yourself. Semi-retirement offers a middle ground between full-time work and complete retirement, giving you flexibility, income security, and a chance to live life more on your terms.
The traditional idea of retirement is simple: work hard until your 60s, save as much as you can, and then stop working entirely. But for many, this “all or nothing” approach feels increasingly outdated. We’re living longer, healthier lives. At the same time, the idea of sacrificing your prime years to the grind just to enjoy life later may not appeal to everyone. Semi-retirement offers an alternative. Instead of quitting work entirely, you simply scale back. You might go from a 50-hour work week to 20 hours, take on a role with less responsibility, or shift into project-based or freelance work. The key is that you’re still earning, but you’ve…

