Over lunch with the team on Friday, the topic of retirement adequacy came up. A recent ADP Research report highlighted that 60% of workers in Singapore were living paycheck to paycheck in 2024. Many Singaporeans also seem to be prioritising experiences and self-care over financial planning. It’s a worrying trend, but it also raises an important question: how can we take the first step towards ensuring retirement adequacy? For most of us, CPF remains the foundation of our retirement needs. This week, we look at a few ways to grow your CPF savings. For those investing their CPF and SRS funds, you now have more options. We look into how you can invest in eligible SGX stocks and ETFs through Tiger Brokers. Meanwhile, with the latest 6-month Singapore T-bill yields falling to 1.44%, investors have turned their attention back to bond funds. In my latest podcast, I find out how…