Download my budgeting app today: https://calebhammer.com/app – don't overcomplicate this crap! All you need is an automated …
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▶Download my budgeting app today: https://calebhammer.com/app – don't overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out 🙂
▶Guess what? F*ck him. WTF… in the post show I find out that he's not willing to give up his STUPID trips to get out of debt…I rage, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
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I work with someone like this – It's incredibly frustrating. It's like hes in a different reality and will constantly take the convo off course.
Dude is pathetic
if you make that guy work more he's gonna eat out more… sounds like a losing plan
Fast food math – bro works 8 hours each week to “save time” on food.
My guy could literally learn a new skill, save money and work less if he cooked at home.
Not the car 😢
I’m baffled with the obsession over expensive junk cars. 70k car for a child and he wants another one 😂 some people will never learn that their car doesn’t have to be their entire identity
Caleb has so much more patience than I do. This guy is an excuse with legs.
Corned beef and hash is boiled potatoes and a can of meat in a pan. cheap, filling, and makes 2 meals for under 4$
Bruh I’m in the uk, I frequent a 1h 30m – 2h journey to the absolute slum that is Birmingham… it’s nothing
How is an American, let alone a Texan, complaining about distance rn that’s supposed to be my job
What a clown lmfao. I was working 30hours a week while doing 24hours of full time school, and I consider myself top 1% lazy
It’s not that he cannot do all these things he claims he can’t, he just doesn’t like to do them and is unwilling to make the effort. Most of these guests saying they can’t do basic survival chores are just rationalizing their avoidance because taking care of themselves like an adult makes them a little uncomfy
I always feel like they forget about the secret thrid option between cooking and fast food that is just as fast as fast food and just as cheap as groceries. Fucking ramen. Tv dinners. Its not good for you but neither us fast food. Get a bulk bag of dino nuggies and eat them for dinner all week. Hot dogs. Bowls of fucking cereal. Pb+j. Its cheap, its fast, its easy, and it tastes about as good as the shit youre getting at burger king. Why is the answer meal prep? Replace your expensive laziness with cheap laziness.
I truly enjoyed with the shouting there at 1:00:00 but Caleb might have traumatized my rescue dog and cat there a little bit
My long commute to school during rush hour hack was to just stay at school and study during rush hour, and then drive home at 7. Denton to Dallas is a way more brutal drive than Round Rock to Austin as someone who used to do both.
Day of nothing is wild as an american
He is so annoying, I can’t even finish this episode…
“How much was your dental work?” $800
“How much did you spend on eating out?” $800
😂 THIS admission of truth should be enough to stop rambling on on on and defend defend ughhhhhh
I get having some CC debt, but how tf do people spend over double their income and not realize it
GETMO – good enough to move on
Mental health can impact financial stability: Mental health conditions can affect a person's ability to work, manage finances, and make sound financial decisions, potentially leading to:
Reduced income: Difficulty maintaining employment or career progression.
Increased expenses: Costs associated with treatment, medication, and potential impulsive spending.
Debt: Challenges in managing bills and potential overspending as a coping mechanism.
I had my masters in aerospace engineering… there's a reason my PhD was in mechanical engineering focused on biomed. The engineers in aerospace are insufferable. He'll fit in, but since he can't understand his finances or reading a recipe, he's going to have a hard go.
I enjoy these because I need this voice in my head sometimes 😅.
I will say, as someone in sales, I’m noticing you are so close , only a question or 2 away from getting him to the person he wants to be, and the actions he’s taking that are in congruent with that. He will sell himself on why he needs to change, I’ll be honest every guest would probably come close to tears by the end of each episode.
Great stuff 🔥
Crazy suggestion, meal prep and stay at school and study for the “3 hours” he study’s which I doubt then leave when it’s not rush hour.
BAMF means “badass motherfucker” 🤣
“I don’t have time to cook” is also not an excuse to be spending a lot of money on food. You just like treating yourself. The grocery store is FULL of food that you dont need to cook, and is 1/3 the price of eating out. If you dont have time to cook, go to the grocery store, buy a jar of mayonnaise, buy a rotisserie chicken, and buy a loaf of bread. Buy some deli slices ffs. Buy a jar of peanut butter. Buy a gallon of milk. Buy a tub of yogurt. Buy some carrots. Buy some cheap little snacks. Buy canned beans. You dont have to cook any of this stuff. You just have to take 3 minutes out of your day to throw it on a plate. Dont like doing dishes? Buy paper plates. Such a terrible excuse to be spending 1,000 bucks a month on food. Learn how to use a microwave ffs. You will save time AND money buying groceries, and simply eating them, rather than going out every time you want a meal. Its aggravating to hear people lie to themselves. You dont even need to meal prep. Use your fridge dude
How stressful is counting cars at a dealership?
This guy is a low key screw up. He had a six figure job (with no education no less), got fired with cause, overextended on an expensive sports car, totalled it, got hired for a part time job, was forced to go back to school, can’t handle 45 hours a week and cooking, has a “do nothing” day, and refuses to recognize his own issues.
''Im gonna be in college'' and thats where he lost his arguement.
have you seen how dumb and indoctrinated people in college are these days? not really something to brag about 😂
hot take.. cook your own meals and so you have more energy and sleep less.. waste lest time lol
Worked full time all through engineering college. I never knew there was a thing called a "do nothing day". Sundays were when I caught up on the studying and assignments …
People on this show are not looking for help. They are just there to complain and find excuses for their shitty situations.
Dude! This show is nothing but the Gen-Z’s!!! Scary for our future. I’m 43 and my son is 3! 😂 I’m so glad we have people like Caleb in this world! ❤
Caleb: I’m trying to correct you.
“Confused pikachu face”
No one has tried to correct this guy before. He’s literally never had to reflect on his behaviour and consider he might be wrong and it shows
This kid is way to coddled….needs affirmation of everything……needed to be thrown out of the house as a kid in the morning and come back when the streetlamps come on, drink out if the hose, etc. Generation after 1990 got fu*ked by society and beta parents