Exploring 3 Undervalued Small Caps With Insider Action In Global Markets

As the U.S. market experiences mixed results with major indices like the S&P 500 and Dow Jones Industrial Average setting new records, small-cap stocks continue to garner attention amid economic uncertainties such as the ongoing government shutdown. In this dynamic environment, identifying promising small-cap opportunities often involves looking at companies with strong fundamentals and notable insider activity, which can signal confidence in their potential despite broader market challenges.

Name	PE	PS	Discount to Fair Value	Value Rating
Limbach Holdings	29.4x	1.9x	42.79%	★★★★★★
PCB Bancorp	9.6x	2.9x	35.19%	★★★★★☆
Peoples Bancorp	10.2x	1.9x	43.58%	★★★★★☆
Tandem Diabetes Care	NA	1.0x	43.62%	★★★★★☆
Citizens & Northern	11.3x	2.8x	41.28%	★★★★☆☆
First Northern Community Bancorp	9.8x	2.8x	47.50%	★★★★☆☆
Thryv Holdings	NA	0.7x	32.68%	★★★★☆☆
Shore Bancshares	10.1x	2.6x	-81.01%	★★★☆☆☆
Farmland Partners	7.0x	8.5x	-45.02%	★★★☆☆☆
Tilray Brands	NA	2.2x	-37.47%	★★★☆☆☆

Click here to see the full list of 68 stocks from our Undervalued US Small Caps With Insider Buying screener.

Let's review some notable picks from our screened stocks.

Simply Wall St Value Rating: ★★★★★★

Overview: Civista Bancshares operates as a financial holding company providing community banking services, with a market capitalization of approximately $0.34 billion.

Operations: CIVB generates revenue primarily from its banking operations, with recent figures showing $157.43 million in revenue. The company has consistently achieved a gross profit margin of 100%, reflecting no cost of goods sold. Operating expenses, including general and administrative costs, significantly impact net income margins, which have fluctuated over time but reached 24.89% in the latest period.

PE: 10.1x

Civista Bancshares, a U.S. financial institution with a market capitalization indicative of smaller companies, has shown signs of being undervalued. Recent insider confidence is evident as Dennis Murray purchased 6,143 shares for US$137,837 between July and October 2025. The company reported an increase in net income to US$11 million for Q2 2025 from US$7 million the previous year. Despite recent dilution due to equity offerings, earnings are projected to grow annually by over 21%.

CIVB Share price vs Value as at Oct 2025

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Mid Penn Bancorp operates as a full-service commercial banking and trust business with a market capitalization of approximately $0.44 billion.

Operations: The company generates revenue primarily from its full-service commercial banking and trust business, with recent figures showing $191.45 million in revenue. Operating expenses are significant, with general and administrative expenses consistently being the largest component, reaching $98.55 million in the latest period. The net income margin has varied over time, recently recorded at 23.00%.

PE: 15.1x

Mid Penn Bancorp, a player in the banking industry, has shown insider confidence through recent share purchases. The company was added to the S&P Regional Banks Select Industry Index in September 2025, reflecting its growing recognition. Despite a dip in net income to US$4.76 million for Q2 2025 from US$11.77 million a year prior, net interest income rose to US$48.21 million from US$38.77 million. A dividend of $0.20 per share underscores its commitment to shareholder returns amidst these dynamics.

Simply Wall St Value Rating: ★★★★★☆

Overview: Ellington Financial operates as an investment firm specializing in acquiring and managing mortgage-related assets, with a market capitalization of approximately $0.88 billion.

Operations: Ellington Financial generates revenue primarily from its Longbridge segment and Investment Portfolio, with a notable contribution of $172.53 million and $165.96 million, respectively. The company consistently achieves a gross profit margin of 100%, indicating that it incurs minimal to no cost of goods sold relative to its revenue. Operating expenses are significant, with general and administrative expenses being a major component, impacting net income margins over various periods.

PE: 11.8x

Ellington Financial, a smaller player in the financial sector, recently completed a $400 million fixed-income offering with 7.375% senior unsecured notes due 2030. This move aims to manage debt and fund new asset purchases, aligning with their strategic goals. Despite challenges like high-risk funding sources and shareholder dilution over the past year, insider confidence is evident through ongoing dividends of $0.13 per share monthly. Earnings growth is projected at 17.84% annually, reflecting potential for future expansion amidst its current undervalued status in the market.

Click this link to deep-dive into the 68 companies within our Undervalued US Small Caps With Insider Buying screener.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include CIVB MPB and EFC.

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