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This guy has no essence of personal accountability. His debt is 5x mine and he makes roughly double what I make. By my quick maths it’ll take him 250% longer to get that down to 0 then it would for me
5:45 with that string of an income he should EASILY be a month maybe even two ahead of his bills. It wouldn't matter when the 1st of the month falls, it wouldn't matter when his bills hit. He'd be a month or more ahead of them.
hi thanks man ik its not aimed at me but i messed up and quit my job, fell into a depression stopped eating and got sick over a 6 month period then blow my savings and got 4k in debt. i was overwhelmed with dealing with it but seeing this guy helped me feel like i can do it. its not that bad i just need to get back out there and set a new budget. thank you again lol im 24 thinking my life was over because of this
41 comments
▶ FREE BONUS EPISODES – I am personally paying for your Hammer ELITE subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In today's post show, IT GETS SO FREAKING WIERDDDD- we call his friend who made him come on the show, and the whole thing goes off the rails…
Submit proof of purchase at https://hammerelite.com for reimbursement.
▶▶ MAJOR ANNOUNCEMENT To make our classes and budgeting app more affordable*, we bundled them together for an *80% DISCOUNT – check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!
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▶▶▶▶ AND REMEMBER those who sign up for DollarWise Premium annual get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
🔥 Sleep better and wake up refreshed with the Eight Sleep Pod 5!
💤 Get $350 OFF the Pod 5 Ultra or $200 OFF the Pod 5 Core when you use code HAMMER at checkout:
👉 https://www.eightsleep.com/hammer
The Pod 5 uses advanced cooling, heating, and sleep tracking technology to optimize your rest every night. Upgrade your sleep game today!
PK, Marcie Woodley, Tech Guy, Ian Dickhaus, Sharon Santiago, RJG, DaveDew, Kadie Helgeson, Marc26110, Andrew Can, Jhonathan Rodriguez, OT Storm, Tylinann, Shaggy Bestul, GIGN – Gig In Great North, Kilroy was here, Alec, Gooch, Anand Vadlamani, Blerice, MintyPeaPhD, Will Fisher, reyuho, Rat Rizz, Sarah Champion, Jessica M, Dr. Fajingler, kimmy917429, Vince Carter, Jonathan Tanguay, Michael Williams, Stecker Graphics, Melissa, Jennifer Giovetti, Dennis Kurzatkowski, Vergost 122, Kelsey Zettler, StereotypicalSalamiBun, Grant Oster, Cameron Murzyn, Alastair, Zax, Apollo XV, ECbear2585, Ethan Hammerle, Sebastian Okier, Carolyn Walker, Venomous, Hailey Geller-Zawisha, Dawson Swint, Cloud, Christian Duarte, Shenna Hii, Vanessa Ramirez, Nick Fahrner, holly wade, RobbyV, Madison Cribbs, Aaron Stelter, T3N, Samuel Santos, Jasoleia El Omari, Fernando P., Andy Garcia, Holydarkx, Clayton Fair, alexis briano, ItsNot_Aqua, catzius1212, Evan Nekuda, Samantha Villanueva, AZRG, Bethany Zittrer, Arisagtx, Adrian C, Renate Grændsen, K Johnson, Luca Diaz (Luryon), PsychoMichaelfr, Lucifer Morningstar, Steph Willard, YashaProductions, Margaret, Jerry Shuckhart, petr Z, Betty C, Crown Fitnesss, zoeytigger, Channel 19, Julian Ellison, Soul, Maksim Sviridov, Benjamin Brand, Chloe, Ivegottoxickisses, Thomas B, Redmel9, hashley, Georgie B, Ctopp, Brian Jacobson, Khoa Nguyen, Caitlyn Booker, Amy LaLinda, Lance Tardiff, Kard Harsdivia, Margaret C., Domennator, Anthony Kasawdish, Corey Johnson random adventures, Driftless Wisco, Country Crypto, sangybr, Hav 307, Mags Paracha, Katie h, Thomas Vance, TherealMVP, Lucero Saenz, Dawson Yandle, Jonathan Rollins, Forca DesignLLC, Rebecca Rein, Pe@chy, Layla Weaver, facu salas, Kathryn Wheeler (Kathy), Summer, Rose, Joel Sanchez, Salsa Verde_NP, JKarot2, Prey, Snoopy The Doge, Scott Oldford, mauro suarez, Miguel Moyer, Sarah Brunsmeier, cheyenne dann, All Star Strength, Patricia Embry, Corey S., King Yeetles, Seayouintea, Bryson Still, Desiree Haro, Trent Schmidt, Tommy Sheehan, Stephanie West, Kip Cornelius Fuyuki, Daniel Scott, JohnPeter Stravinski, Diego 17_21, SAGStudios, D Will, Victoria Komar, Lrenee1996, Eric lozano, Evan Lehr, Chris McKenzie, imcoolmaybe ._., Clayton Copper, Alyson Oakley, Slowahhmedia, Emmy Ranson, Caleb Hammer’s Calculator, Renee Hopkins, Michael Plummer, Brandi Heller, Tonvisage, Catwithsocks, Sharon D, Josh Parkway, Keith Adams, Lauren Hadfield, Almo, Camo1691, Geddy Samuels, VCSL, Erin Nicole, Taryn Stouffer, Carlos Leon, Madison Reed, Hannah Dooley, Steph Cote, Danniella Fennelly, awildtara, Demigod007, Kayne M, THE_LEGO_LOUNGE, Mykayla, Hipnotic Jinx, Earl Cowan, Andrew McCanna, HerValk, Catie Goodnow, Cyndy Goodin, Canopr1ngles
Paralegals going to be replaced by AI, tonight. Not even tomorrow, tonight. That house will be sold within 3 years
There is absolutely nothing likeable about this guy, he's just awful.
5:26: "I don't get paid on a calendar day. I get paid every other Friday"
Bro, that is a calendar day 🤦♂️ 🤦♂️ I also get paid similarly. My bills still get paid thanks to automatic payments
a prime example of an individual who is literally too gay to function.
You know his 60 hrs/week include going to the bar
What’s wrong with Belgium ? 👋 Tomorrowland is bigger than Coachella … just sayin’
Is it me but doesn't someone with that income just sit down & pay bills with a click of a button
Lol he 'blacks out' every time u ask him a question
This dude is entitled and obnoxious personified.
How can debt be lgbt?
i don’t hate this guy gotta be honest
35:53 that is the gayest shiet I’ve heard in my life 😂😂😂😂😂
Caleb always sounds gayer than the gay guys lol
47:55 🔍 he finally connects the dots that ~the~credit~card~points~ he is paying for a TRAVEL with don’t make up for the INTEREST FEES HES PAYING!
30:53 🚭🚭🚭
26:54 “I’m trying to HAVE FUN!”
This guy seems so empty and sad. Spending 8k on BS in one month.
learning Kari Mondi method for folding clothes and learning to RESPECT your clothes, helps
34… never had a credit card… never was in debt…
It has been six months, this guy needs to be checked on lol. He looks like he will regret his decision to come on this show for the rest of his life.
I hate automatic payments on many things – I prefer to set up the payment monthly via my bank website….at least with things like cell phone plans….
when I had a mortgage – it was nice to just have it taken out monthly…and when I wanted to pay more I just did until it was all gone.
A gay single household, one of the richest on the channel to visit? Checks out
Don’t encourage these immature idiots to invest in real estate. They aren’t going to be successful
1:06:14
I spit out my coffee
You’re KIDDING ME
I don’t understand what he’s blowing 8k a month on
This guy has no essence of personal accountability. His debt is 5x mine and he makes roughly double what I make. By my quick maths it’ll take him 250% longer to get that down to 0 then it would for me
Let's count the eye rolls from this guest…. I think I'm at 256
What a thumbnail
DON'T HAVE A CLUE
5:45 with that string of an income he should EASILY be a month maybe even two ahead of his bills. It wouldn't matter when the 1st of the month falls, it wouldn't matter when his bills hit. He'd be a month or more ahead of them.
Caleb gets answers to his questions and then crashes out no matter what the answer is. Make it make sense lol
hi thanks man ik its not aimed at me but i messed up and quit my job, fell into a depression stopped eating and got sick over a 6 month period then blow my savings and got 4k in debt. i was overwhelmed with dealing with it but seeing this guy helped me feel like i can do it. its not that bad i just need to get back out there and set a new budget. thank you again lol im 24 thinking my life was over because of this
What a bundle of sticks my god. Hes not doing any favors for gay people
Sort of disrespectful to do a gay wedding at an ancient place
This might be the hardest watch yet
This man is sociopathic.
***********************************************************
A life style I will never understand.
Reminds me of Matthew from big mouth
Caleb is the Tony Hinchcliff, Dr Phil, Martin Lewis, and judge Judy of YouTube 😂❤. Love his honesty. Best way to be.
He was “backed up”… probably not the first time he’s been that way
I wonder how much he spends on drugs for him and his friends to "party" with.