At the dinner table, one topic my family often avoids is money. Sure, we’ll chat about which stocks are moving, or how DBS crossed the S$50 mark last week. But rarely do we go deeper into what our financial goals are, or whether we’re actually on track for retirement. That’s why I found this week’s Money Diaries conversation with Mr & Mrs Sgfirecouple refreshing. They shared that one of the most valuable lessons for couples is simply this: don’t shy away from talking about money, no matter how uncomfortable it feels. From my experience, many investors also look for a safe space to ask questions and share perspectives. In our Beansprout Telegram group this week, most of the chatter revolved around the fall in T-bill yields to 1.59%. It’s no surprise that when rates drop, the first question is: “where else can I earn a higher yield?” We compare between T-bills, fixed deposits and…