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Introduction
If I could go back and give my 25-year-old self one piece of financial advice, it would be this: “Stop trying to pick individual stocks and just buy index ETFs.” That single decision would have saved me years of stress, countless hours of research, and most importantly, hundreds of thousands of dollars in missed returns. Fifteen years ago, I was convinced I could beat the market. I had spreadsheets tracking P/E ratios, spent weekends reading annual reports, scrolling hundreds of chart daily, and thought I was smarter than the…
